It is certainly not difficult to attain 0 balance transfer credit cards these days. The key is to find a great one that actually holds a low interest rate over a long period of time. This way you can pay off your balance without losing a ton of money to interest. 0 balance transfer credit cards can save you some bucks. Typically, cards will jack their interest rates only a year down the road. This is where the fine print proves beneficial. You need to check and see how high those rates are climbing. Maybe the new card is not worth your time. Of course, you want 0 balance transfer credit cards to deal with your debt, but you don’t want to lose money in the long run.