The top property analysts and news reports all suggest that the value of houses will continue to fall over the next few years and all homeowners could lose a considerable amount of equity. In march alone, a property worth £200,000 would have lost £5000 - in just one month.

So, what is the best way of releasing your equity now before it goes down too much? Re mortgages and loans, if obtainable, are usually secured on your real home and you will pay significantly for the privilege - often resulting in large monthly payments. Selling and renting back property, however, uses the equity that is tied up in your property to secure the deal, so there is no interest or monthly credit payments and therefore no risk of losing your family home due to missed credit or mortgage payments. If property prices do keep falling, sell and rent back property deals won’t be around for long so grab one while you can.